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A Cute Personal Bank

7/26/2017

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A few weeks ago we were eating out with my adorable granddaughters and, when the check came, my sweet little six year old said "Mimi, I can pay for dinner.  I have lots of money in my piggy bank (money that had been slowly accumulating over the years through birthday gifts, the tooth fairy, Santa Claus, etc.)  She thought she was "rich".  I was struck with her generosity, that she would want to buy dinner for us, but I told her no that she should save her money for something really important.

Then I had an idea of something that would make her feel important and perhaps teach her what money could buy. She could learn how to save for some thing or activity that she wanted and then pay for it.  I decided to create personal checkbooks for both her and her sister.  They would be connected to their personal savings banks and they could write checks on their accounts.  It was a simple little project but it turned out to be very cute.  

I copied standard checks from my bank account and adapted them to make checks for the girls with their  "personal banks" and addresses on them. I also created a ledger to go in the back of their checkbooks so they could write down all of their "income" from simple little chores or monetary gifts and keep track of their money to write checks when they wanted to buy something special.   Their mom and dad could subtract the money from their "banks" to buy the items or activities for them and the girls could keep a running income/outflow of where their accounts stood.  I found years ago that if children understood what things cost they learned to spend their money wisely.  

My little granddaughters are such generous children they will probably buy something for someone else and that would be a lovely thing to do as well.  Making a cute personal bank account is a fun way to teach children about money and, at the same time, give them the ability to do something special with their money.
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A Healthy Gift to Make and Give

7/16/2017

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While I was staying with my six and nine year old granddaughters, we decided to create little gifts that we could give to friends and family members.  We decided on easy (and healthy) face creams and lip balms.  

To begin our project we went to our local arts and craft store and got tiny little bottles for the lip balms and slightly larger bottles for the face creams. Then we looked up ingredients to incorporate that would be healthy and good for the skin.  We decided on coconut oil for the base, with additions of aloe vera gel, cocoa butter as a thickener, jojoba oil, lavender essential oil, and Manuka honey from New Zealand (it is an especially healthy honey but any organic honey will do).   We also bought a little bit of beet juice for color to add to the slightly yellow coloring of the cocoa butter to make it a light rosy orange.  We wanted to have the best and healthiest ingredients with no additives so we bought everything organic and all from a health food store.

In a mixing bowl we mixed together 1/2 cup of coconut oil, 1/2 cup of aloe vera gel, a teaspoon of jojoba oil and one small packet of honey.  We then put 1 cup of cocoa butter in the microwave and melted it slowly (30 seconds at a time) and poured it in the mixture.  We added 2 drops of beet juice and whipped it all together in a tall container so it wouldn't splash out.  When the mixture was whipped, we poured it in our little containers.  Then we doused each container with our lavender oil and put the containers in the refrigerator to solidify.  

After an hour or so we took the containers out and decorated them with pretty ribbons and butterfly and heart decals. Once the mixture had solified in the refrigerator, it stayed in a soft solid form  at room temperature.  Now we have some lovely and healthy gifts to give to everyone! 

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